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Internet Banking

Bank is offering 24 x7 x 365 internet banking (view only) facility. You can view account(s), download statements etc. Block / Unblock ATM services.

Mobile Banking

Mobile Banking Application for Android and iPhone(iOS) platform for smart phone.

Functionalities:

  1. Fund Transfer (Internal and External)

  2. Manage Services (To Enable/Disbale Service & To Increase/Decrease Per Day Transaction Limit)

  3. IMPS Transaction (24 x 7 x 365)

  4. NEFT/RTGS Transaction (24 x 7 x 365)

  5. ATM Card On/Off/Block

  6. Statement Download / Email

  7. Cheque Book Request

  8. Cheque Stop Payment Request
     

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Krishna Mercantile Co-operative Bank . (The Bank) recognizes the expectations of its customers with regard to privacy, confidentiality and security of their personal information that resides with the Bank. Keeping personal information of customers secure and using it solely for activities related to the Bank and preventing any misuse thereof is a top priority of the Bank. The Bank has adopted the privacy policy aimed at protecting the personal information entrusted and disclosed by the customers [“the Policy”]. This policy governs the way in which the Bank collects, uses, discloses, stores, secures and disposes of personal information and sensitive personal data or information.

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ATM

Bank is offering ATM services to its customers. Bank has installed own ATM at Ashram Road branch.

We Offer The Best of Rupay Card Services Where In All ATM Transactions Can Be Performed Across India.

ATM Services :

  • Cash Withdrawal

  • Fast Cash

  • Balance Inquiry

  • Mini Statement

  • Pin Change

  • ATM Charges Are Applicable. For More Information On Charges Details Contact Branch Manager.

  • All Transaction done at ICICI Bank and Textile Traders Bank for Our Customers are Free.

  • In A Month First 5 Transactions Are Free On Withdrawal From Banks Other Than Textile Traders Bank. After That Transaction Charges For Balance Inquiry, Mini Statement, Pin Change Rs.15 Will Be Charged Per Transaction And For Cash Withdrawal And Fast Cash Withdrawal Rs. 25 Will Be Charged Per Transaction.

RuPay Debit Card

Bank is offering Rupay Debit card to all Saving / Current account holders. You can use debit card for withdrawal of cash, payment at POS or Ecom. There is no charge levied for ATM usage at ICICI bank ATM network. The present ATM daily cash withdrawal limit is Rs.25000/day. Customer can transact on POS/Ecom up to Rs.50000/day.

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Card Safe

Bank’s debit card holders can download Sarvatra Card Safe from Pay Store or App store. Card safe application offers the following functionalities. – Play Store

  • Set Limit for ATM, POS and Ecom. Transactions

  • On Off functionality for ATM, POS and Ecom.

  • Green PIN Generation

IMPS: 24 x 7

Interbank Money Payment System OR Immediate Payment Service

Introduction to IMPS and its advantages

IMPS is a new service that is set to revolutionise the retail money payment sector in India. All the registered Customers will now be able to received money instantly to their accounts to any other account in the country via IMPS.

Key features of IMPS are as follow:-

  • Instant Interbank fund transfer

  • Convenient and time saving

  • Anytime, anywhere service

  • Safe & Secure

  • Simple and easy to use

  • 24*7*365 availability

  • Instant confirmation to Sender and Receive

  • Present limit of IMPS is Rs.200000/- per account per day.

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UPI

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The Textile Traders Coop Bank Ltd is live on UPI issuer mode, now The Bank customers can link their Saving, Current accounts operated as ‘Self, Either or Survivor, Anyone’. to UPI applications like BHIM, Phone Pe, Google Pay, PayTM, Freecharge and many more.
Customer mobile number must be updated at customer and account level to link his/her accounts, also to set UPI PIN customer needs active Debit Card linked to his/her accounts.

you can also send money to your friends and family instantly, without adding them as beneficiary first! The only eligibility requirements to link your accounts in UPI App are:

After registration/setting upi pin customer can do first transaction up to 5ooo Rs. and after 24 hours of first transaction, transaction limit is 50,000 Rs. per day.

NEFT/RTGS

Our Bank if now Direct Member of RTGS-NEFT. CPS (Centralized Payment System)

Customer can send/ receive money directly to their bank account via our IFSC. Customer can transaction 24 x 7 x 365 via our mobile app.

IFSC Code of Branches as under:

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Transfer Your Funds Anywhere in India in minutes (Selected Banks and Branches) Minimum amount of transaction up to Rs. 2.00 Lac of RTGS and There is no upper ceiling of RTGS transactions.

  • The beneficiary bank credits the beneficiary’s account within two hours of receiving the funds message.

  • What you need to Submit? (Remitting customer)

  • Amount to be remitted.

  • His/her account number which is to be debited.

  • Name of the beneficiary bank.

  • Name of the beneficiary customer.

  • IFSC of receiving branch.

Account number of the beneficiary customer.

E-Tax Payment

Bank Provides  facility to our customers / taxpayers  to make E-payments of all Direct Taxes. Customers can avail this facility from any bank branch.

All transmission are processed through NSDL-TIN website which are  encrypted with Secure Socket Layer (SSL) authentication.

Below Mentioned Types of E-payment are processed through our bank:

TDS/TCS
CHALLAN NO./ITNS 281
(Tax Deducted at Source / Tax Collected at Source (TDS/TCS) from corporates or non-corporates)

Non-TDS/TCS
CHALLAN NO./ITNS 280
(payment of Income tax & Corporation Tax)

CHALLAN NO./ITNS 282
(payment of Security Transaction Tax, Hotel Receipts Tax, Estate Duty, Interest Tax, Wealth Tax, Expenditure Tax /Other direct taxes & Gift tax)

CHALLAN NO./ITNS 283
(payment of Banking Cash Transaction Tax and Fringe Benefits Tax

All types of government payment accepted

  • Income tax – tds

  • Custom duty

  • Property tax – 26qb

  • GST challan

  • Employee provident fund (epf)

  • Employee state insurance corporation (esic)

PMSBY / PMJJBY

PRADHAN MANTRI SURAKSHA BIMA YOJANA [PMSBY]

  • Eligibility: Available to people in age group 18 to 70 years with bank account.

  • Premium: Rs 20 per annum.

  • Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.

  • Risk Coverage: For accidental death and full disability – Rs 2 Lakh and for partial disability – Rs 1 Lakh.

  • Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1st of June in order to join the scheme. Name of nominee to be given in the form.he premium paid will be tax-free under section 80C and also the proceeds amount will get tax-exemption u/s 10(10D).But if the proceeds from insurance policy exceed Rs.1 lakh , TDS at the rate of 2% from the total proceeds if no Form 15G or Form 15H is submitted to the insurer.

PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA [PMJJBY]

  • Eligibility: Available to people in the age group of 18 to 50 and having a bank account. People who join the scheme before completing 50 years can, however, continue to have the risk of life cover up to the age of 55 years subject to payment of premium.

  • Premium: Rs 436 per annum. It will be auto-debited in one instalment.

  • Payment Mode: The payment of premium will be directly auto-debited by the bank from the subscribers account.

  • Risk Coverage: Rs. 2 Lakh in case of death for any reason.

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