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About Our Bank

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Welcome To Krishna Mercantile Co-operative Bank

Krishna Mercantile Co-operative Bank ltd. guarantees that all clients are secured and accessible with the best of strategies and provisions. Our aim to dedicate our energy towards the allocation of the rural and urban segments in the most transparent manner and providing them with modern technology is driven services. Also, we possess a team of dedicated professionals who enthusiastically dedicate their efforts to provide the best quality of customer services. We have maintained Zero Net NPA throughout the years.

Managing Committee

Name

Post

Name

Post

Shri Govind Singh Yadav

Mr. Sohan Singh Yadav

Smt. Urmila Mishra

Mr. Ashish Dubey

Shri Netalal Vishwakarma

Mr. Premnarayan Yadav

Chairman

Vice President

Vice President

Director

Director

Director

Shri Govind Singh Yadav

Shri Shyam Singh

Mr. Sujan Singh

Shri Ramdas Ahirwar

Mrs. Imlesh Jat

-

Director

Director

Director

Director

Director

-

Key features and features

  • Fully computerized and air conditioned branch.

  • Locker facility available Rs. 1180/- annual rent only.

  • Attractive loan schemes.

  • Attractive deposit schemes/ higher interest rates on deposits as compared to nationalized banks.

  • All types of banking facilities.

  • Personal home delivery service available.

  • Draft facility available to any location across India at minimal commission.

  • Recurring Deposit Scheme / Fixed Deposit Schemes.

  • Prompt and courteous customer service.

  • Working days Monday to Saturday from 10.30 am to 2.30 pm and 3.00 pm to 5.30 pm. Complete holiday on second Saturday and fourth Saturday of the month.

  • Profitable investment of your savings.

  • Security of your savings Fully insured by Deposit Insurance & Credit Guarantee.

  • Proper guidance and respect for your suggestions.

  • Senior citizens are offered an interest rate 0.50 per cent higher than the effective interest rate.

Achievements

  • For 25 consecutive years, the bank has been classified as 'A' category by the Madhya Pradesh Government.

  • CAR is 41.37% against 9% as per RBI norms which indicates the financial soundness of the bank.

  • The Bank is certified by ISO as per ISO 9001.2008 standards for providing international level quality and customer service in the field of banking.

  • The bank provides general insurance services along with banking facilities to its customers.

  • DRAFT/PAYORDER FACILITY: Draft facility to any place in India by agreement with Axis Bank.

  • RTGS/NEFT FACILITY:- Facility of fund transfer through RTGS/NEFT within India or outside India by agreement with Axis Bank.

  • ECS/CTS Clearing Facility: ECS and CTS Clearing facility through agreement with IDBI Bank.

  • INTERNET BANKING : Internet Banking and Mobile Banking to be launched soon.

  • ATM FACILITY: Keeping in view the continuous demand of the customers, the bank has received permission from RBI to provide ATM facility. Soon the facility to use ATMs of all banks will be provided.

  • Moblie Banking (Customer Info View) facility.

  • Facility to pay all types of bills through Bharat Bill Pay System.

  • Account information available through mail.

  • Facility of money transfer through QR code.

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